Notice for California Residents Only
The California Consumer Privacy Act, as amended by the California Privacy Rights Act of 2020
(“CCPA”), requires that we provide California residents with a privacy policy that contains a
comprehensive description of our online and offline practices regarding the collection, use, disclosure,
sale, sharing, and retention of personal information and of the rights of California residents regarding
their personal information. This section of the Privacy Policy is intended solely for, and is applicable
only as to, California residents. If you are not a California resident, this section does not apply to you
and you should not rely on it.
The CCPA defines “personal information” to mean information that identifies, relates to,
describes, is reasonably capable of being associated with, or could reasonably be linked, directly or
indirectly, with a particular California resident or household. Personal information does not include
publicly available, deidentified or aggregated information or lawfully obtained, truthful information that
is a matter of public concern. For purposes of this “Notice for California Residents
Only” section we will refer to this information as “Personal Information.”
The CCPA’s privacy rights described below do not apply to Personal Information that we collect,
process, sell, or disclose subject to the federal Gramm-Leach-Bliley Act and its implementing regulations.
Much of the Personal Information that we collect is exempt from the CCPA. Your choices and rights with
respect to our use and sharing of that information are subject to our Privacy Notice.
Notice at Collection of Personal Information
We currently collect and, in the 12 months prior to the Last Updated date of this Privacy Policy, have
collected the following categories of Personal Information:
- Identifiers (name, postal address, online identifier, Internet Protocol address, email address, Social
Security number).
- Unique personal identifiers (device identifier; cookies, beacons, pixel tags, mobile ad identifiers, or
other similar technology; customer number, unique pseudonym or user alias; telephone numbers, or other
forms of persistent or probabilistic identifiers that can be used to identify a particular consumer or
device).
- Personal information described in California’s Customer Records statute (California Civil Code
§ 1798.80(e)) (telephone number, employment, bank account number, credit card number, debit card
number, as well as the categories listed in “Identifiers” category above).
- Characteristics of protected classifications under California or federal law (race, color, sex/gender
(including pregnancy, childbirth, breastfeeding and/or related medical conditions), sexual orientation,
gender identity/expression, age (40 and older), religion (including religious dress and grooming
practices), national origin, ancestry, disability (mental and physical including HIV/AIDS, cancer, and
genetic characteristics), citizenship status, genetic information, marital status, medical condition
(genetic characteristics, cancer or a record or history of cancer), military or veteran status,
political affiliations or activities, status as a victim of domestic violence, assault or stalking,
request for family care leave, request for leave for an employee’s own serious health condition,
request for pregnancy disability leave, and retaliation for reporting patient abuse in tax-supported
institutions).
- Commercial information (records of personal property, products or services purchased, obtained or
considered; other purchasing or consuming histories or tendencies; transaction information).
- Internet or other electronic network activity information (browsing history; search history; and
information regarding consumer’s interaction with website, application or advertisement).
- Geolocation data.
- Professional or employment-related information (including employment history).
- Education information.
- Inferences drawn from the above information to create a profile about a consumer reflecting the
consumer’s preferences, characteristics, psychological trends, predispositions, behavior,
attitudes, intelligence, abilities, and aptitudes.
We collect Personal Information directly from California residents and from credit reporting agencies, data
brokers, public records, and Affiliates. We do not collect all categories of Personal Information from each
source.
In addition to the purposes stated above in the section “How We Use Your Personal
Information” we currently collect and have collected the above categories of Personal
Information for the following business or commercial purposes:
- Auditing related to counting ad impressions to unique visitors, verifying positioning and quality of ad
impressions, and auditing compliance with this specification and other standards.
- Helping to ensure security and integrity to the extent the use of your personal information is
reasonably necessary and proportionate for these purposes.
- Debugging to identify and repair errors that impair existing intended functionality.
- Short-term, transient use, including, but not limited to, non-personalized advertising shown as part of
your current interaction with us, provided that your personal information is not disclosed to another
third party and is not used to build a profile about you or otherwise alter your experience outside the
current interaction with us.
- Performing services, including maintaining or servicing accounts, providing customer service, processing
or fulfilling orders and transactions, verifying customer information, processing payments, providing
financing, providing advertising or marketing services, providing analytic services, or providing
similar services.
- Undertaking internal research for technological development and demonstration.
- Undertaking activities to verify or maintain the quality or safety of a service controlled by us, and to
improve, upgrade, or enhance the service controlled by us.
- Advancing our commercial or economic interests.
Sale, Sharing, and Disclosure of Personal Information
The following table identifies the categories of Personal Information that we disclosed for a business
purpose in the 12 months preceding the Last Updated date of this Privacy Policy and for each category, the
categories of recipients to whom we disclosed Personal Information:
| Category of Personal Information |
Categories of Recipients |
| Identifiers (name, postal address, online identifier, Internet Protocol address, email address,
Social Security number) |
Affiliates; website hosting providers; payment processors; order fulfillment providers; customer
service providers; notaries and auditors; investors; telecommunications providers; marketing
providers; government authorities |
| Personal information described in California’s Customer Records statute (California Civil
Code § 1798.80(e)) (telephone number, employment, bank account number, credit card number,
debit card number, as well as the categories listed in “Identifiers” category above)
|
Affiliates; payment processors; order fulfillment providers; customer service providers;
notaries and auditors; investors; government authorities |
| Commercial information (records of personal property, products or services purchased, obtained
or considered; other purchasing or consuming histories or tendencies; transaction information)
|
Affiliates; order fulfillment providers; investors; customer service providers |
| Characteristics of protected classifications under California or federal law (race, color,
sex/gender, age (40 and older), citizenship status, marital status) |
Affiliates; notaries and auditors; investors; government authorities |
We disclosed Personal Information for the following business or commercial purposes:
- Helping to ensure security and integrity to the extent the use of your Personal Information is
reasonably necessary and proportionate for these purposes.
- Debugging to identify and repair errors that impair existing intended functionality.
- Performing services, including maintaining or servicing accounts, providing customer service,
processing, or fulfilling orders and transactions, verifying customer information, processing payments,
providing financing, providing analytic services, providing storage, or providing similar services.
- Undertaking activities to verify or maintain the quality or safety of a service controlled by us, and to
improve, upgrade, or enhance the service controlled by us.
- Advancing our commercial or economic interests.
We have not sold or shared Personal Information in the twelve (12) months preceding the Last Updated date of
this Privacy Policy. We do not collect, sell, or share Personal Information of consumers under 16 years of
age. We do not use sensitive personal information for purposes other than those allowed by the CCPA and its
regulations.
Rights Under the CCPA
If you are a California resident, you have the following rights to your Personal Information:
- The right to know what Personal Information we have collected about you, including the categories of
Personal Information, the categories of sources from which we collected Personal Information, the
business or commercial purpose for collecting, selling, or sharing Personal Information (if applicable),
the categories of third parties to whom we disclose Personal Information (if applicable), and the
specific pieces of Personal Information we collected about you;
- The right to delete Personal Information we collected from you, unless the CCPA recognizes an exception;
- The right to correct any inaccurate Personal Information that we maintain about you;
- If we sell or share Personal Information, the right to opt out of the sale or sharing;
- If we use or disclose Personal Information for purposes other than those allowed by the CCPA and its
regulations, the right to limit our use or disclosure; and
- The right not to receive discriminatory treatment by us for the exercise of privacy rights the CCPA
confers.
How to Submit a Request to Know, Delete, and/or Correct
You may submit a request to know, delete, and/or correct through our interactive webform available here, by emailing us at ComplianceTeam@lennarmortgage.com, or calling us
toll free at (888)-966-8262.
As mentioned above, if you are a California resident who has a financial product or service with us, much of
the Personal Information that we collect is exempt from the CCPA and, therefore, is not subject to the
rights discussed in this “Notice to California Residents” section. Your choices and rights with
respect to our use and sharing of that information are subject to our Privacy Notice.
If you are submitting a request on behalf of a California resident, please submit the request through one of
the designated methods discussed above. After submitting the request, and if the request is not subject to
an exemption or exception, we will require additional information to verify your authority to act on behalf
of the California resident.
Our Process for Verifying a Request
If we determine that your request is subject to an exemption or exception, we will notify you of our
determination. If we determine that your request is not subject to an exemption or exception, we will comply
with your request upon verification of your identity and, to the extent applicable, the identity of the
California resident on whose behalf you are making such request.
We will verify your identity either to a “reasonable degree of certainty” or a “reasonably
high degree of certainty” depending on the sensitivity of the Personal Information and the risk of
harm to you by unauthorized disclosure, deletion, or correction as applicable. To do so, we will ask you to
verify data points based on information we have in our records concerning you.
Shine the Light Law
We do not disclose personal information obtained through the Services to third parties for their direct
marketing purposes. Accordingly, we have no obligations under California Civil Code § 1798.83.
Read the Full Privacy Policy